The Consequence of a General Motors Bankruptcy

December 30th, 2008

There has been alot of talk about a pending General Motors bankruptcy.  The company says it would be devastating and would hinder car sales on the theory that nobody would want to buy a car from a company in bankruptcy.

There are broader issues.  General Motors is indebted to the members of the United Auto Workers (UAW) union for health and retirement benefits in a staggering amount which by estimations exceeds $200 million.  GM is currently negotiating with the UAW where it is expected to pump $35 billion into a voluntary employee-benefit association.

If GM files for bankruptcy it could reject its UAW contracts and avoid most if not all of this $200 million debt.  The consequences would be disaterous for all the current and retired auto workers.

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